The standard text collection managers and attorneys rely on

The risk inherent in not understanding the law — both federal and state — has never been greater for creditors, collection managers, and attorneys. The real danger for those who collect debts? The often subtle differences from state to state that can expose you to substantial civil liabilities.

Whether you're d with an agency, creditor, law firm or bad debt buyer, if you're responsible for debt collections, Fair Debt Collection Practices: Federal and State Law and Regulation manual and CD contain virtually everything you'll need to avoid costly litigation and hefty fines, including:

Full-text and analysis of the FDA, including recent amendments

Full text and analysis of state fair-debt collection laws and regulations

Full discussion of key common law issues

Hundreds of warnings, spotlighting legal landmines

Quick-reference guides to state regulations and licensing requirements for both collection agencies and attorneys

Federal Trade Commission commentary and opinion letters on the FDA, plus an original essay from the FTC on debt collectors' credit reporting obligations

Each chapter includes "plain English" explanations of the specific state's debt collection practices statute and regulations, along with quick listings of specific provisional details. It also provides the text of the laws and regulations together with discussion of case law developments for each state.

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